Starting point chinese dating system
The idea would be that if someone breaks trust in one area, they'd be adversely affected everywhere.
Proponents of the plan, like Chinese blogger Wenquan Xin, say the system is needed because many of China's 1.3 billion citizens don't own a credit card, and the country lacks an equivalent system to the US' FICO credit score.
The lunar calendar needs to add an extra lunar month to match up the cycle of the Sun.
The cycles of the Sun and the Moon never have a matching point.
Ancient Chinese must adjust the calendar every one hundred year.
That means bankers and loan providers don't have much to go on.
According to the Washington Post, eight private companies have created pilot "credit databases" that compile information about individuals.