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Email programs have improved by adding ways of recognizing bogus emails and flagging them before they get to you, but they're not perfect.The best way to avoid falling prey to a scam is to know what they look like.The moment the bad guy cashes your money order, you lose.Usually, by the time you realize you have been suckered by a con artist, they are long gone with your money.

This scam, like most scams, is too good to be true, yet people still fall for this money transfer con game.

Avoid this scam by ignoring it and deleting the email.

If you are thinking about applying for a “pre-approved” loan or a credit card that charges an upfront fee, ask yourself: “Why would a bank do that?

You will never see any of the promised money because there isn’t any.

This scam is not even new; its variant dates back to 1920s when it was known as "The Spanish Prisoner" con.

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